Using this option, the user can view the complete details of term deposit. Term deposit products also support features like Top-up term deposit and/ or Redeem term deposit. The user can thus, Open TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period. / Modify Maturity Instructions / Top-up an existing term deposit / Redeem a term deposit / Request Statement / Top Inquiry / Redemption Inquiry.
The key details shown as part of term deposit details are;
How to reach here:
Overview > Term Deposit Summary > Deposit Number > Deposit Details
Field Name |
Description |
---|---|
Select Account |
Term deposit account number of user in the masked format. |
Product |
Term deposit product under which term deposit account is opened. |
Investment |
|
Original Principal Amount |
Original principal amount at the time of opening of term deposit account. |
Deposit Date |
Date on which the amount is deposited for deposit. |
Value Date |
Value date of the deposit as maintained by the host. |
Interest Rate |
Rate of interest applicable for the term deposit. |
Deposit Branch |
Deposit branch address details. |
Current Position Displays the current balance in term deposit account with respect to specified period in the form of chart. The details displayed in the chart will be based on the all transactions in term deposit account. |
|
Current Balance |
Current principal amount, that is the revised principal amount after top-up / partial redemption. |
Deposit Term |
Term of deposit in years, months and days for the respective product (as maintained by the host). The deposit term appears, if value is one or more than one for each of years/ months/ days for example: 5 Years, 4 Months, 10 Days. |
Hold Amount |
Hold amount for the term deposit as maintained at the host. This field does not appear for Closed Deposit. |
Deposit Certificate Number |
Unique number as assigned by the host for the respective term deposit. |
Maturity |
|
Maturity Amount |
Maturity amount of the term deposit. |
Maturity Date |
Maturity instructions set for the selected TD account. |
Maturity Instructions |
Maturity instructions set by the user for the selected TD account at the time of opening a TD. The options can be:
|
Special Amount |
Special amount to be rolled over. This field appears if you select Renew Special Amount and Payout the Remaining Amount option from the Maturity Instruction list. |
Pay to |
Account transfer options. The options are:
This field does not appear, if you select Renew Principal and Interest option from the Maturity Instructions list. |
Own Account This section appears for Own Account. |
|
Beneficiary Name |
BeneficiaryA person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. name of the term deposit. |
Account Number |
Account Number to which the funds will be transferred. |
Bank Name |
Name of the beneficiary bank. |
Bank Address |
Address of the beneficiary bank. |
City |
City of the beneficiary bank. |
Internal Bank Account This section appears for Internal Bank Account. |
|
Account Number |
Account Number to which the funds will be transferred. |
Branch |
The list of branches of the home bank for selection. |
Branch Address |
Address of the selected branch. |
Domestic Bank Account This section appears for Domestic Bank Account. |
|
Beneficiary Name |
Beneficiary name of the term deposit. |
Account Number |
Account number to which the funds will be transferred. |
Bank Code |
Destination Account’s bank code. |
Bank Name |
Name of the beneficiary bank. |
Bank Address |
Address of the beneficiary bank. |
City |
City of the beneficiary bank. |
Transactions It displays the account activity. |
|
Date |
The date on which the transaction is processed. |
Description |
The brief description for the transaction. |
Reference Number |
Reference number of transaction. |
Amount |
The debit/ credit amount for the transaction. |
To view the term deposit account activity:
Transactions -Search Criteria
Field Name |
Description |
---|---|
Reference Number |
Reference number of transaction. |
Transaction Type |
The type of the transaction. Options are:
|
Search By |
The transaction period. Options are:
|
Time Range |
The start date of the transaction for the search criteria. The end date of the transaction for the search criteria. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list. |
Amount From |
The minimum amount for the search criteria. |
Amount To |
The maximum amount for the search criteria |
Search Result |
|
Date |
The date on which the transaction is processed. |
Description |
The brief description for the transaction. |
Reference Number |
Reference number of transaction. |
Type |
The debit/ credit indication for the transaction. |
Amount |
The debit/ credit amount for the transaction. |
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